NSHM Scholarships | Financial Aid & Opportunities

Scholarship/Financial Aid/Bank Loan

We understand the importance of making a quality education affordable. That’s why we offer a diverse range of scholarships to recognize and reward academic excellence, community involvement, and unique talents.

Scholarship / Bank Loan

Asha Jyoti Scholarship
National Scholarships
Regional Scholarship
My NSHM Fee Waiver
Bank Loan

Asha Jyoti Scholarship (Applicable at NSHM Kolkata)

Asha Jyoti Scholarship is the merit cum means-based scholarship given by NSHM is assessed solely based on your family’s financial standing and Past Academic Performance. Asha Jyoti is offered to students seeking admission in undergraduate & postgraduate courses.

Asha Jyoti Scholarship was started in the year 2010 and over the last 13 yrs, more than 3000 students have been awarded scholarship worth over 15 crores.

SI	Type of Scholarship	Eligibility – Academic		Eligibility – Others
		For UG Courses: Class XII Marks	For PG Courses: Graduation Mark
1	Merit	70%	60%
2	Means	60%	50%	Yearly Family Income < Rs.5 L
3	Special Category	50%	45%	Differently Abled Student
		50%	45%	Sports – Students with state-level medal/trophy/certificate
		50%	45%	Wards of Teachers/Defence Professionals/Single Mother

This scholarship is available only for NSHM Kolkata students taking admission in the round one admission cycle ( up to May 15, 2025)

How to apply for Asha Jyoti Scholarship

To apply for the scholarship, you must fill up the NSHM application form.
Fill up the essential scholarship information on the NSHM application form.
The scholarship will be awarded to the selected applicants only, who will be chosen by the NSHM scholarship committee.

Scholarship Name	Category	Eligibility Criteria
PRAGATI SCHOLARSHIP	Girls	Scholarship/Contingency is awarded to meritorious girls taking admission in AICTE approved Technical institution at Degree/ Diploma. Total 10000 scholarship are given @ Rs 50000 as incidentals each year.
SAKSHAM SCHOLARSHIP	Differently abled students	Scholarship/Contingency is awarded to Differently abled students taking admission in AICTE approved Technical institution at Degree/ Diploma. Scholarship given @ Rs 50000 as incidentals each year.
National scholarship	Minority	Scholarship will be awarded to the students who have secured more than 50% marks in the previous final examination and annual income of their parents/guardian from all sources does not exceed Rs. 1.00 lakh.
EWS Scholarship	For all	(1) All Indian citizens enrolled in the 11th and 12th grades are eligible to apply for the scholarship. (2) Students must possess a certificate from the state or central board’s 10th standard board examination. (3) The applicant must obtain at least 50% on the board exam. (4) The family income of the applicant should not exceed INR 6 lakh annually. (5) The candidate must continue their regular education through the 11th or 12th grade. Students who attend open or private schools are not eligible.

State:-Bihar

Scholarship Name	Provider Name	Category	Eligibility Criteria
ST-Post Matric Scholarship, Bihar	Backward and Extremely Backward Class Welfare Department, Government of Bihar	For BC/EBC	The students studying at the post-matriculation level (class 11 to post graduation level) can apply for this scholarship. They must have passed the last qualifying examination The annual income of the family should be less than INR 1.50 Lakh. They must not be in receipt of any other scholarship.
Post Matric Scholarship for SC Students, Bihar	Backward and Extremely Backward Class Welfare Department, Government of Bihar	For SC	The students studying at the post-matriculation level (class 11 to post graduation level) can apply for this scholarship. They must have passed the last qualifying examination. The annual income of the family should be less than INR 2.50 Lakh. They must not be in receipt of any other scholarship.
Post Matric Scholarship for ST Students, Bihar	Backward and Extremely Backward Class Welfare Department, Government of Bihar	For ST	The students studying at the post-matriculation level (class 11 to post graduation level) can apply for this scholarship. They must have passed the last qualifying examination. The annual income of the family should be less than INR 2.50 Lakh. They must not be in receipt of any other scholarship.
Combined Counselling Board (CCB) Scholarship, Bihar	Combined Counselling Board	For all	The students studying at the college/university level (pursuing diploma level, degree level or postgraduate level courses) can apply for this scholarship. They must have passed the last qualifying examination with at least 40% to 50% marks.
Chief Minister Kanya Utthan Yojana for Graduation, Bihar	Government of Bihar	For Girls	The unmarried girl students of Bihar who have passed their class 12 examination from the Bihar School Examination Board can apply.
Chief Minister Kanya Utthan Yojana for Graduation, Bihar	Government of Bihar	For Girls	The girl students who have completed their graduation from a government recognised/deemed to be a university can apply.

State:-Jharkhand

Scholarship Name	Provider Name	Category	Eligibility Criteria
Jharkhand State Post Matric Scholarship	Government of Jharkhand	SC/ST/BC	The students who have passed class 10 and are pursuing studies in class 11 to post graduation level can apply for this scholarship. The annual income of the family should be less than INR 2.5 Lakh (for SC/ST category) and INR 1.50 Lakh (for BC category).
BCCL Ke Laal and BCCL Ki Laadli	Bharat Coking Coal Limited (BCCL)	The scholarship is offered to students belonging to all students.	This scholarship is open for the wards or BCCL employees who have completed class 10. They must be residing within a 25 km radius of BCCL. The minimum percentage of marks to be obtained by them in board examination is 60%. The annual income of the family should be less than INR 6 Lakh. The students suffering from any chronic disease are not eligible to apply for this scholarship.
Combined Counselling Board Scholarship (CCB)	Combined Counselling Board (CCB)	The scholarship is offered to students belonging to all students.	The students pursuing diploma level, degree level or postgraduate level courses can apply for this scholarship. They must have passed the last qualifying examination with at least 40% to 50% marks.
e-Kalyan Scholarship	Government of Jharkhand	SC/ST/Minority/BC	a permanent resident of Jharkhand SC, ST, and OBC category students. Family income should not exceed 2, 00,000/-P.A. OBC students have family income 1,00,000/-P.A/.

State:-West Bengal

Scholarship Name	Provider Name	Category	Eligibility Criteria
Swami Vivekananda Merit Cum Means Scholarship for Minorities, West Bengal	Government of WB	minority community students	The applicant must be a student living in the state of West Bengal having or securing 75% of marks in the class 10th or 12th class examination or if he/she is pursuing PG then must score 53% marks in their UG exam. The annual income limit of the student’s family must be equal to Rs. 2,50,000/
Bigyani Kanya Medha Britti Scholarship, West Bengal	Jagadis Bose National Science Talent Search (JBNSTS), Kolkata	For Girls	These scholarships will only be applicable for the girl students pursuing Engineering, Medicine, and Basic Science having passed their 12th class
WB Post-Matric (OASIS)Scholarship	Backward Classes Welfare Department, Government of WB	SC/ST/OBC	The student must belong to the beneficiary categories of SC, ST and OBC pursuing classes from 11th to PG degree having an annual income limit of Rs. 1 Lakh for OBC and Rs. 2,50,000/- for SC/ST candidates.
West Bengal Merit Cum Means Scholarship	Government of West Bengal	EWS & Minority	This scholarship will be provided to both EWS and the Minority community for undertaking technical and professional degrees or courses
JBNSTS Scholarship Program (senior and junior)	Government of West Bengal	For All	The student must be pursuing class 11th and UG degrees and must have secured at least 75% marks in the class 10th examination.
Hindi Scholarship Scheme, West Bengal	Department of Higher Education, Science and Technology and Biotechnology, Government of WB	For All	The student must have Hindi as the main subject in the degree level education having 60% of marks in the previous year’s examination.

State:-Sikkim

Scholarship Name	Category	Eligibility Criteria
Sikkim scholarship 2023	For Sikkim Resident students	The annual family income of the applicant should be less than INR 1.2 Lakh. The applicant should have scored at least 80% marks in the last qualifying examination. The applicant should have a Certificate of Identification of Sikkim.

My NSHM Fee Waiver

NSHM UG Student applying for a PG Program at NSHM Kolkata or Durgapur
Immediate Sibling of a current NSHM Student or Alumni
Children of NSHM Professors & all other Team-Members

The following documents will need to be uploaded to the Admission Application Form to avail the MyNSHM Fee Waiver:

For NSHM UG Students applying for PG Programs

NSHM Student ID Card
Latest University Mark Sheet

For Siblings of NSHM Students/Alumni

Proof of Relation – Birth Certificates & Aadhar Cards of both Applicant and NSHM Student/Alumni
Proof that sibling is a Student/Alumni of NSHM – NSHM Student ID Card and Graduation Transcript from University mentioning NSHM

For Children of NSHM Professors & Team-Members

Proof of relation – Birth Certificates & Aadhar Cards of both Applicant and NSHM Employee
Proof of NSHM Employee – Employee ID Card & ID Number

Please note if all supporting documents are not provided, scholarship cannot be processed and the candidate will be kept on waitlist.

Education Loan Financial Aid/Bank Loan

Leading Indian banks provide education loans to assist students in achieving their academic goals. A student loan with a payback period of up to 20 years begins with an interest rate of 7.00% per year ( Approx). Education loans for full-time or part-time courses can be used for both in-country and out-of-country higher education.

Some banks that provide educational loan

HDFC Bank Education Loan.
Axis Bank Education Loan.
Union Bank of India Education Loan.
IDBI Bank Education Loan.
State Bank of India Education Loan.
Punjab National Bank Education Loan.
ICICI Bank Education Loan. And more.

FAQs

Who can apply?

If, the loan applicant is under 18, then his or her parents must apply for the loan on their behalf. The applicant must have a good academic record. He or she must have received admission to a reputable, university, or institution.

Can I get a 100% education loan?

100% education loans can be provided.
But full coverage may be provided for expenses under a certain limit. ( t & c apply)

Is Education Laon free of Interest?

No, you need to pay interest on the education Loan.

What is the time requirement for processing education loan ?

1 month

Can I pre pay my loan?

Yes pre-pay your loan is available. There are no charges for pre-payment.

Who can be the Co-applicant?

Parents, brother, sister, spouse, parents-in-law and grandparents can be your co-applicant.

What is re-payment procedure?

The repayment of EMI starts 12 months after the completion of the course or 6 months after getting the employment, whichever is earlier for Student and Scholar Loan Schemes.

Academic Scholarship

Merit Based Scholarship available for UG & PG Programs based on their Past Academic Performance.

For UG Applicants:

Original Transcripts of Class XII & Class X are mandatory.
For Diploma programs only Class X Transcript is mandatory.

For PG Applicants:

Original Transcripts from Undergraduate Program is mandatory.

For Lateral Entry:

Original Transcripts from Diploma Program is mandatory

To Maintain the NSHM Academic Scholarship, a 7 CGPA or above and minimum 75% attendance in every Semester is required.

How to Apply for Scholarship:

Email [email protected] with the following:

Full Name of Student
Application Form Number
Scholarship Applied for (Academic or Financial Aid)
Program Name Applied for
Campus Applied at (Kolkata/Durgapur Campus)
All supporting documents as per the Scholarship Type.

Please note if all supporting documents are not emailed, scholarship cannot be processed and the candidate will be kept on waitlist.

Financial Aid

The merit cum means based scholarship given by NSHM is assessed solely on the basis of your family’s financial standing and Past Academic Performance.

For Applicants with Family Income <2.5lacs per year:

Family Income Certificate to be obtained from any “A1 Gazetted Officer.”
Original Class X,XII or UG Transcripts as applicable.

For Applicant with Family Income between 2.5 to 5 lac per year:

Original Class X,XII or UG Transcripts as applicable.
Income Tax Returns for the Financial Year 2017-18, 2018-19 & 2019-20 for your parents/earning members of the family.
Salary statements for the last 3 months of all parents/earning members.
Bank Account Statements for the last 12 months of all Parents/earning members of the family.
Details of the family’s Financial Assets (movable and immovable property, investments, etc)
For Businesses/Professionals : Income Tax Returns, Bank Statements, Financial Statements (Profit & Loss and Balance Sheet for the last three Financial Years) & Form 26AS